Middlesex County and Lowell City property record for 20 Howard St, Lowell, MA 01851
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 2,701 sqft · built 1880 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,641 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | H00840 |
| Primary APN | H00840 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,701 sqft Total Area |
| Gross Area | 3,351 sqft |
| 1st Floor Area | 2,701 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | H00840 |
|---|---|
| Street Address | 20 HOWARD ST |
| City | LOWELL |
| State | MA |
| Zip | 01851 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | UMU |
| Legal Subdivision | HARRIET M SPAULDING |
| Legal Block | 3095 |
| Legal Lot Number | 20 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311200 |
20 Howard St, a commercial property, is owned by a company that acquired it in February 2016.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 96 ARCH ST, LOWELL, MA 01851-1945 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2016 |
| Deed Sale | Feb 23, 2016 |
| Prior Sale | Apr 4, 2011 · Amount on File |
| Deed Document Number | 20167483 |
| Deed Book / Page | 29822 / 232 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Howard St was $6,641, up 1.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,641.00 (+1.33%) | $301,300 (+2.83%) Land $127,400 Building $173,900 |
| 2025 | $6,554.00 (-1.38%) | $293,000 (+2.59%) Land $119,100 Building $173,900 |
| 2024 | $6,646.00 (+0.3%) | $285,600 (+5%) Land $113,400 Building $172,200 |
| 2023 | $6,626.00 | $272,000 Land $103,100 Building $168,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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