Middlesex County and Lowell City property record for 36 Howard St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,791 sqft · built 1880 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Nov 2014) |
| Tax Bill | $4,901 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | T01605 |
| Primary APN | T01605 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | T01605 |
|---|---|
| Street Address | 36 HOWARD ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UMU |
| Legal Block | 3095 |
| Legal Lot Number | 36 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311200 |
36 Howard St is owned and occupied by two individuals who bought it in November 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36 HOWARD ST, LOWELL, MA 01851-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on File |
| Deed Sale | Nov 21, 2014 · Amount on File |
| Prior Sale | Jun 3, 1997 · Amount on File |
| Deed Book / Page | 28640 / 120 |
| Transfer Doc | 028640-120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 36 HOWARD ST, LOWELL, MA 01851-1946 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037648-77 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 37648/77 |
| Instrument | 2338 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2033 |
The 2026 property tax bill for 36 Howard St was $4,901, up 8.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,901.00 (+8.31%) | $431,800 (+9.54%) Land $134,000 Building $297,800 | $458,117 (-1.61%) |
| 2025 | $4,525.00 (+2.47%) | $394,200 (+6.31%) Land $118,200 Building $276,000 | $465,595 (-34.71%) |
| 2024 | $4,416.00 (+5.8%) | $370,800 (+10.32%) Land $110,500 Building $260,300 | $713,070 |
| 2023 | $4,174.00 | $336,100 Land $96,100 Building $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 36 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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