20 Hopper Ridge Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 20 Hopper Ridge Rd, Bluffton, SC 29909

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 2,984 sqft · built 2015
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Jun 2015)
Tax Bill$6,664 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN242001565

Property Details

APN / Parcel Number

Primary APN242001565
Alternative APN
  • R614 028 000 4066 0000

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,984 sqft Living Area

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number242001565
Street Address20 HOPPER RIDGE RD
CityBLUFFTON
StateSC
Zip29909-7854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1049 CYPRESS RIDGE PH 5A PB136 P117-121
Legal SubdivisionMILL CREEK AT CYPRESS RIDGE
Legal Phase5A
Legal Lot Number1049
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1004
Census Tract2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Deed Document Number2015032376
Deed Book / Page3409 / 1316
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address20 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854
Transaction TypeMortgage
Record UpdatedDec 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054800
DateNov 29, 2023
Book Page4292/3301
Instrument2023054800
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,664.00 (+1.46%)$22,720 (+10.27%)
2024$6,568.00 (+152.03%)$20,604 (-) Land $1,880 Building $18,724$515,100 (-) Land $47,000 Building $468,100
2023$2,606.00 (+8.09%)$20,604 (+56.42%) Land $1,880 Building $18,724$515,100 (+56.42%) Land $47,000 Building $468,100
2022$2,411.00$13,172 Land $1,880 Building $11,292$329,300 Land $47,000 Building $282,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 134 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Sparklight
DSL
30 / 5
AT&T
Fixed Wireless
25 / 3

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