Beaufort County property record for 16 Hopper Ridge Rd, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 8 ba · 4,352 sqft · built 2014 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Dec 2019) |
| Tax Bill | $3,117 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242001564 |
| Primary APN | 242001564 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 4,352 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 730 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242001564 |
|---|---|
| Street Address | 16 HOPPER RIDGE RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-7854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1048 CYPRESS RIDGE PH 5A PB136 P117-121 |
| Legal Subdivision | MILL CREEK AT CYPRESS RIDGE |
| Legal Phase | 5A |
| Legal Lot Number | 1048 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2103 |
Source: Beaufort County assessment roll, APN 242001564, as of September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Dec 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Jun 03, 2014 · Amount on Record |
| Deed Document Number | 2019066254 |
| Deed Book / Page | 3818 / 1845 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Document Number | 0000072223 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 4071/2153 |
| Instrument | 2021072223 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028685 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 3578/1814 |
| Instrument | 2017028685 |
| Name | ATLANTIC COAST BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005461 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 3962/2753 |
| Instrument | 2021005461 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 10, 2019 |
| Property Address | 16 HOPPER RIDGE RD, BLUFFTON, SC 29909-7854 |
| Document Number | 0000066254 |
| Book / Page | 3818 / 1845 |
| Map Reference | MB 136 PG 117 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019066254 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1773 FARMINGTON AVENUE, FARMINGTON, CT |
| Document Number | 0000066255 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019066255 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,117.00 (-0.06%) | $18,400 (-32.86%) | |
| 2024 | $3,119.00 | $27,404 (-) Land $1,880 Building $25,524 | $685,100 (-) Land $47,000 Building $638,100 |
| 2023 | $3,119.00 (+8.19%) | $27,404 (+71.28%) Land $1,880 Building $25,524 | $685,100 (+71.28%) Land $47,000 Building $638,100 |
| 2022 | $2,883.00 | $16,000 Land $1,880 Building $14,120 | $400,000 Land $47,000 Building $353,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 282 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cable One DSL | 30 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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