Monmouth County and Rumson Borough property record for 20 Holly Tree Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,420 sqft · built 1959 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Dec 2017) |
| Tax Bill | $22,573 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00070-0000-00044 |
| Primary APN | 41-00070-0000-00044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| Upper Floors Area | 1,336 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Basement Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Garage Area | 198 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 85 sqft |
| Patio Area | 818 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 130100 |
|---|---|
| Street Address | 20 HOLLY TREE LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RUMSON OAKES BLACK POINT ROAD |
| Legal Block | 70 |
| Legal Lot Number | 44 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 803900 |
20 Holly Tree Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 25, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER CMNTY BK |
| Jan 17, 2020 | Deed of Trust, Mortgage TWO RIVER CMNTY BK |
| Dec 12, 2017 | Grant Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK |
| Nov 30, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on File |
| Deed Sale | Dec 12, 2017 · Amount on File |
| Prior Sale | Sep 8, 1989 |
| Deed Document Number | 2017120623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 HOLLY TREE LN, LOCUST, NJ 07760-1951 |
| Document Number | 0096472748 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 9647/2748 |
| Instrument | 2023038481 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 25, 2022 |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0096123758 |
| Book / Page | 9612 / 3758 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022087606 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 HOLLY TREE LN, 20, RUMSON, NJ 07760-1951 |
| Name | Verified Name |
|---|---|
| Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 2022087607 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022087607 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000009389 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 HOLLY TREE LN RUMSON NJ 077601951, RUMSON, NJ 07760-1951 |
| Document Number | 0000009389 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 009393/002290 |
| Instrument | 9389 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000049213 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 HOLLY TREE LN RUMSON NJ 077601951, RUMSON, NJ 07760-1951 |
| Document Number | 0000049213 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 009413/000792 |
| Instrument | 49213 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | 766 SHREWSBURY AVE, TINTON FALLS, NJ 07724-3001 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 12, 2017 |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000120623 |
| Book / Page | 009263 / 000487 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 120623 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 9, 2018 |
| Title Company | TRAX TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 54 WARDELL AVE RUMSON NJ 077601054, RUMSON, NJ 07760-1054 |
| Document Number | 120624 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 009263/000494 |
| Instrument | 120624 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | 766 SHREWSBURY AVE, TINTON FALLS, NJ 07724-3001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000017945 |
| Instrument Date | Nov 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 HOLLY TREE LN RUMSON NJ 077601951, RUMSON, NJ 07760-1951 |
| Document Number | 0000017945 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 009213/004621 |
| Instrument | 17945 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
The 2025 property tax bill for 20 Holly Tree Ln was $22,573, up 1.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,450,000 (+13.85%) Land $1,753,700 Building $696,300 | $2,450,000 (+13.85%) Land $1,753,700 Building $696,300 | |
| 2025 | $22,573.00 (+1.37%) | $2,151,900 Land $1,559,300 Building $592,600 | $2,151,900 Land $1,559,300 Building $592,600 |
| 2024 | $22,267.00 | ||
| 2023 | $1,938,900 Land $1,450,000 Building $488,900 | $1,938,900 Land $1,450,000 Building $488,900 | |
| 2022 | $22,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Holly Tree Ln in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Holly Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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