Monmouth County and Rumson Borough property record for 18 Holly Tree Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 6,413 sqft · built 2019 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,300,000 (May 2020) |
| Tax Bill | $48,699 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00070-0000-00043 |
| Primary APN | 41-00070-0000-00043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,413 sqft Living Area |
| 1st Floor Area | 3,732 sqft |
| Upper Floors Area | 3,150 sqft |
| Attic | Attic |
| Attic Area | 2,896 sqft |
| Basement Area | 3,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Built-in |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 756 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 143 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 130000 |
|---|---|
| Street Address | 18 HOLLY TREE LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RUMSON OAKS |
| Legal Block | 70 |
| Legal Lot Number | 43 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 803900 |
18 Holly Tree Ln is owned and occupied by two individuals who bought it in May 2020.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 21, 2020 | Grant Deed, Subdivision Related Transfer MORGAN STANLEY PVT BK NA |
| Jan 23, 2019 | Grant Deed, Construction Loan · Line of Credit TWO RIVER CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on File |
| Deed Sale | May 21, 2020 · Amount on File |
| Prior Sale | Jan 23, 2019 · Amount on File |
| Deed Document Number | 202053624 |
| Deed Book / Page | 9415 / 4675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0095612070 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 9561/2070 |
| Instrument | 2021171421 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 9, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 21, 2020 |
| Property Address | 18 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000053624 |
| Book / Page | 009415 / 004675 |
| Instrument Date | May 4, 2020 |
| Instrument | 53624 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NORTHBRIDGE TITLE AGENCY LLC, NORTHBRIDGE TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HOLLY TREE LN RUMSON NJ 077601951, RUMSON, NJ 07760-1951 |
| Document Number | 53625 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009415/004738 |
| Instrument | 53625 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | 4270 LVY POINTE BLVD # 400, CINCINNATI, OH 45245 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 23, 2019 |
| Property Address | 18 HOLLY TREE LN, RUMSON, NJ 07760-1951 |
| Document Number | 0000007237 |
| Book / Page | 009332 / 002042 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 7237 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 5, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6373 FAIR HAVEN NJ 077046373, FAIR HAVEN, NJ 07704-6373 |
| Document Number | 7238 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 009332/002049 |
| Instrument | 7238 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | 1314 SEA GIRT AVE, SEA GIRT, NJ 08750-2310 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18 Holly Tree Ln was $48,699, up 3.2% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,340,900 (+15.05%) Land $1,753,700 Building $3,587,200 | $5,340,900 (+15.05%) Land $1,753,700 Building $3,587,200 | |
| 2025 | $48,699.00 (+3.18%) | $4,642,400 Land $1,559,300 Building $3,083,100 | $4,642,400 Land $1,559,300 Building $3,083,100 |
| 2024 | $47,196.00 | ||
| 2023 | $4,018,500 Land $1,450,000 Building $2,568,500 | $4,018,500 Land $1,450,000 Building $2,568,500 | |
| 2022 | $47,783.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Holly Tree Ln in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Holly Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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