20 Hiscox Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Hiscox Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,131 sqft · built 2000
Lot Size	0.638 acres (27,810 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2017)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:20 B:25`

Property Details

APN / Parcel Number

Primary APN	`WEST M:20 B:25`
Alternative APNs	`M:020 B:25 L` `8065285`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,131 sqft Living Area
Gross Area	5,716 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,810 sqft (0.638 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8065285
Street Address	20 HISCOX RD
City	WESTERLY
State	RI
Zip	02891-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3000
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 HISCOX RD, WESTERLY, RI 02891-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage CITIZENS BANK
Oct 26, 2020	Quit Claim Deed, Transfer SANTANDER BK NA
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Last Transfer Date	Aug 21, 2020
Transfer Doc	2020-22971
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 HISCOX RD, WESTERLY, RI 02891-1112
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-15239
Date	Oct 24, 2025
Book Page	2025/15239
Instrument	2025-3689

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 26, 2020
Property Address	20 HISCOX RD, WESTERLY, RI 02891-1112
Document Number	2020-2969
Book / Page	002020 / 022969
Instrument Date	Aug 21, 2020
Instrument	5243
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HISCOX RD WESTERLY RI 028911112, WESTERLY, RI 02891-1112

Mortgage

Document Number	2020-2971
Date	Oct 26, 2020
Book Page	002020/022971
Instrument	5244

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 HISCOX RD, WESTERLY, RI 02891-1112
Document Number	2018-7579
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HISCOX RD WESTERLY RI 028911112, WESTERLY, RI 02891-1112

Mortgage

Document Number	2018-7579
Date	Oct 17, 2018
Book Page	002018/017579
Instrument	4390

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2043

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 9, 2017
Property Address	20 HISCOX RD, WESTERLY, RI 02891-1112
Document Number	2017-156
Book / Page	002017 / 010156
Instrument Date	Jun 9, 2017
Instrument	2495
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 BROAD ST NEW LONDON CT 063203726, NEW LONDON, CT 06320-3726

Mortgage

Document Number	2017-159
Date	Jun 9, 2017
Book Page	002017/010159
Instrument	2496

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2032

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00 (-0.39%)	$863,000 (+34.78%) Land $234,100 Building $628,900	$870,147
2023	$6,160.00 (+0.64%)	$640,300 (-) Land $167,300 Building $473,000
2022	$6,121.00	$640,300 Land $167,300 Building $473,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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