19 Hiscox Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 19 Hiscox Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,530 sqft · built 1987
Lot Size	0.719 acres (31,307 sqft)
Owner	Company Name on File
Last Sale	$273,000 (Dec 1993)
Tax Bill	$5,226 (2025)
Deeds & Mortgages	Feb 2024 Refinance Feb 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`M:020 B:15-D L`

Property Details

APN / Parcel Number

Primary APN	`M:020 B:15-D L`
Alternative APNs	`WEST M:20 B:15 L:D` `17007500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Gross Area	5,979 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,307 sqft (0.719 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17007500
Street Address	19 HISCOX RD
City	WESTERLY
State	RI
Zip	02891-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Legal Lot Number	D
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1042
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	19 HISCOX RD, WESTERLY, RI 02891-1113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Feb 5, 2024	Warranty Deed, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1993 · Amount on File
Deed Sale	Dec 1, 1993 · Amount on File
Deed Book / Page	493 / 313
Last Transfer Date	Jan 26, 2024
Transfer Doc	02024-1249
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	19 HISCOX RD, WESTERLY, RI 02891-1113
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-1183
Date	Feb 2, 2024
Book Page	2024/1183
Instrument	2024-330

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	205 Months
Due	Mar 1, 2041

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 5, 2024
Property Address	19 HISCOX RD, WESTERLY, RI 02891-1113
Document Number	02024-1249
Book / Page	2024 / 1249
Instrument Date	Jan 26, 2024
Instrument	2024-351
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HISCOX RD, WESTERLY, RI 02891-1113

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	19 HISCOX RD, WESTERLY, RI 02891-1113
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-29098
Date	Nov 18, 2021
Book Page	2021/29098
Instrument	2021-6442

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,226.00 (+4.58%)	$735,000 (+41.51%) Land $269,900 Building $465,100	$671,120
2023	$4,997.00 (+0.64%)	$519,400 (-) Land $193,000 Building $326,400
2022	$4,965.00	$519,400 Land $193,000 Building $326,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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