20 Highpoint, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 20 Highpoint, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,137 sqft · built 1989
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on File
Last Sale	$1,599,000 (May 2026)
Tax Bill	$10,087 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`804-601-44`

Property Details

APN / Parcel Number

Primary APN	`804-601-44`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,137 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,825 sqft (0.157 acres)
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	20 HIGHPOINT
City	TRABUCO CANYON
State	CA
Zip	92679-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13141 BLK LOT 46
Legal Subdivision	TRACT NO 13141
Legal Tract	13141
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1000
Census Tract	32043

Owner

20 Highpoint is owned and occupied by an individual who bought it in May 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 13, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
May 13, 2026	Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Oct 9, 2013 · Amount on File
Deed Document Number	2026139085
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000355345
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHPOINT, TRABUCO, CA 92679-3418

Mortgage

Document Number	0000152507
Date	Jun 20, 2024
Instrument	2024000152507

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 13, 2026
Property Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418
Document Number	0000139084
Instrument Date	Apr 29, 2026
Instrument	2026139084
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 13, 2026
Property Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418
Document Number	0000139085
Instrument Date	Apr 15, 2026
Instrument	2026.139085
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,648.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418

Mortgage

Document Number	0000139086,
Date	May 13, 2026
Instrument	2026..139086

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHPOINT, TRABUCO CANYON, CA 92679-3418

Mortgage

Document Number	0000720118
Date	Dec 8, 2020
Instrument	2020000720118

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Highpoint was $10,087.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,298 (+2%) Land $603,695 Building $396,603
2025	$10,087.00	$980,685 Land $591,858 Building $388,827
2023	$9,671.00 (+1.81%)	$942,604 Land $568,875 Building $373,729
2022	$9,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Highpoint in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Highpoint is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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