20 Highlander Dr, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 20 Highlander Dr, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	1,948 sqft · built 1959
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Mar 2022)
Tax Bill	$19,970 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-15005-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`16-15005-0000-00010`
Alternative APNs	`161500500010` `684900`

Interior

Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Construction Type	Frame
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Location & Zoning

Account Number	684900
Street Address	20 HIGHLANDER DR
City	SCOTCH PLAINS
State	NJ
Zip	07076-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	NORMANDY SEC 02-3
Legal Block	15005
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1007
Census Tract	38602

Owner

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	202216079
Deed Book / Page	6456 / 83
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 21, 2022
Property Address	20 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Document Number	0064560083
Book / Page	6456 / 83
Instrument Date	Feb 21, 2022
Instrument	16079
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 HAMMOCK LN, 809, KNOXVILLE, TN 37934-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424

Mortgage

Document Number	0000034135
Date	Mar 21, 2022
Instrument	34135

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149732563
Date	May 26, 2021
Book Page	14973/2563
Instrument	13077

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,700 (-) Land $62,500 Building $99,200	$161,700 (-) Land $62,500 Building $99,200
2025	$19,970.00 (+4.95%)	$161,700 (-) Land $62,500 Building $99,200	$161,700 (-) Land $62,500 Building $99,200
2024	$19,028.00 (+5.65%)
2023		$161,700 Land $62,500 Building $99,200	$161,700 Land $62,500 Building $99,200
2022	$18,010.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	13 (1979–2025)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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