16 Highlander Dr, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 16 Highlander Dr, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	4,602 sqft · built 2020
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2002)
Tax Bill	$38,853 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-15005-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`16-15005-0000-00008`
Alternative APNs	`161500500008` `684700`

Interior

Stories	1 Story
Building Area	4,602 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Attached

Location & Zoning

Account Number	684700
Street Address	16 HIGHLANDER DR
City	SCOTCH PLAINS
State	NJ
Zip	07076-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	NORMANDY SEC 04
Legal Block	15005
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1007
Census Tract	38602

Owner

16 Highlander Dr is owned and occupied by two individuals who bought it in January 2002.

Source: Union County and Scotch Plains Township records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKELAND BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Nov 21, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2002 · Amount on File
Deed Sale	Jan 2, 2002 · Amount on File
Deed Document Number	2002103116
Deed Book / Page	5216 / 191
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153122198
Date	Dec 12, 2022
Book Page	15312/2198
Instrument	46573

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2042

Interest

Rate	5.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149292033
Date	Apr 5, 2021
Book Page	14929/2033
Instrument	8766

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	VELOCITY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146482275
Date	Feb 3, 2020
Book Page	14648/2275
Instrument	686156

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424

Mortgage

Document Number	0149292043
Date	Apr 5, 2021
Book Page	14929/2043
Instrument	8767

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	16 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Document Number	0145732749
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 HIGHLANDER DR SCOTCH PLAINS NJ 070762424, SCOTCH PLAINS, NJ 07076-2424

Mortgage

Document Number	0145732749
Date	Jul 11, 2019
Book Page	014573/002749
Instrument	675304

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CHARLOTTE, NC 28262

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 Highlander Dr was $38,853, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,600 (-) Land $62,500 Building $252,100	$314,600 (-) Land $62,500 Building $252,100
2025	$38,853.00 (+4.95%)	$314,600 Land $62,500 Building $252,100	$314,600 Land $62,500 Building $252,100
2024	$37,022.00
2023		$314,600 Land $62,500 Building $252,100	$314,600 Land $62,500 Building $252,100
2022	$35,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Highlander Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	13 (1979–2025)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Highlander Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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