1. Home
  2. Massachusetts
  3. Essex County
  4. Gloucester
  5. High Rock Ter

20 High Rock Ter, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 High Rock Ter, Gloucester, MA 01930

Property Summary

Property TypeDuplex
Details5 bd · 4.5 ba · 3,670 sqft · built 1986
Lot Size0.296 acres (12,900 sqft)
Owner2 Trust Names on File
Last Sale$3,500,000 (Oct 2021)
Tax Bill$31,294 (2026)
Deeds & MortgagesJun 2024 Transfer
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0180 B:0013 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0180 B:0013 L:0000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories3 Stories
Building Area3,670 sqft Living Area
Gross Area5,908 sqft
1st Floor Area1,406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,900 sqft (0.296 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 HIGH ROCK TER
CityGLOUCESTER
StateMA
Zip01930-1915
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-10
Legal SubdivisionPLAN 655-T
Legal Block13
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3009
Census Tract221300

Owner

20 High Rock Ter, a duplex, is owner-occupied and held in a trust since June 2024.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address20 HIGH ROCK TER, GLOUCESTER, MA 01930-1915
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 13, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on File
Deed SaleOct 13, 2021 · Amount on File
Prior SaleAug 30, 2018 · Amount on File
Deed Book / Page40376 / 239
Last Transfer DateJun 6, 2024
Transfer Doc042162-239
Record UpdatedOct 29, 2026

June 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJun 11, 2024
Property Address20 HIGH ROCK TER, GLOUCESTER, MA 01930-1915
Document Number042162-239
Book / Page42162 / 239
Instrument DateJun 6, 2024
Instrument20240611003910
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HIGH ROCK TER, GLOUCESTER, MA 01930-1915

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateOct 13, 2021
Property Address20 HIGH ROCK TER, GLOUCESTER, MA 01930-1915
Document Number040376-239
Book / Page40376 / 239
Instrument DateOct 13, 2021
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 HIGH ROCK TER, GLOUCESTER, MA 01930-1915

Mortgage

Document Number0040376243
DateOct 13, 2021
Instrument40376/243
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 High Rock Ter was $31,294, up 5.7% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,294.00 (+5.7%)$3,361,300 (+10.35%) Land $2,118,500 Building $1,242,800$2,958,616
2025$29,606.00 (+3.43%)$3,045,900 (+3.54%) Land $1,961,800 Building $1,084,100
2024$28,625.00 (+2.66%)$2,941,900 (+11.74%) Land $1,867,800 Building $1,074,100
2023$27,882.00$2,632,900 Land $1,593,900 Building $1,039,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 High Rock Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies115 units insured
incl. 39 condo units
Nearby Flood Claims24 (1978–2024)
Claims Outside the SFHA3 of 24
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 7 claims
  • Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 High Rock Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Nearby Properties on High Rock Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures