17 High Rock Ter, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 17 High Rock Ter, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,456 sqft · built 1992
Lot Size	0.605 acres (26,335 sqft)
Owner	2 Individual Names on File
Last Sale	$1,905,000 (Jun 2006)
Tax Bill	$32,946 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0180 B:0030 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0180 B:0030 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	7,508 sqft
1st Floor Area	1,836 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,335 sqft (0.605 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	17 HIGH ROCK TER
City	GLOUCESTER
State	MA
Zip	01930-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	30
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3009
Census Tract	221300

Owner

17 High Rock Ter is owned and occupied by two individuals who bought it in June 2006.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 HIGH ROCK TER, GLOUCESTER, MA 01930-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006 · Amount on File
Deed Sale	Jun 15, 2006 · Amount on File
Prior Sale	Aug 2, 2004
Deed Document Number	2006468528
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	17 HIGH ROCK TER, GLOUCESTER, MA 01930-1914
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600453
Date	Mar 18, 2019
Instrument	600453

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 17 High Rock Ter was $32,946, down 0.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,946.00 (-0.56%)	$3,538,800 (+3.82%) Land $1,930,500 Building $1,608,300	$3,147,347
2025	$33,132.00 (+8.69%)	$3,408,600 (+8.8%) Land $1,787,700 Building $1,620,900
2024	$30,484.00 (+8.66%)	$3,133,000 (+18.27%) Land $1,655,000 Building $1,478,000
2023	$28,054.00	$2,649,100 Land $1,411,000 Building $1,238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 High Rock Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 High Rock Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20