Westchester County and Ossining Town property record for 20 Havell St, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1922 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,250 (Mar 2015) |
| Tax Bill | $12,913 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.15-2-74 |
| Primary APN | 554203 89.15-2-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 374 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Porch | Covered Porch |
| Porch Area | 204 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 HAVELL ST |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | YALE ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 74.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13600 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 HAVELL ST, OSSINING, NY 10562-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2015 · Amount on Record |
| Deed Sale | Mar 4, 2015 · Amount on Record |
| Prior Sale | Jun 5, 2013 · Amount on Record |
| Deed Document Number | 2015550543288 |
| Prior Transfer Date | Dec 27, 1996 |
| Prior Transfer Doc | 1162000100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 HAVELL ST, OSSINING, NY 10562-3413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MADISON TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0593383661 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 593383661 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,913.00 (+32.59%) | ||
| 2025 | $9,739.00 | $399,100 (+0.63%) Land $216,200 Building $182,900 | $399,100 (+0.63%) Land $216,200 Building $182,900 |
| 2024 | $396,600 (+7.1%) Land $94,900 Building $301,700 | $396,600 (+7.1%) Land $94,900 Building $301,700 | |
| 2023 | $370,300 Land $94,900 Building $275,400 | $370,300 Land $94,900 Building $275,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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