12 Havell St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 12 Havell St, Ossining, NY 10562

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,260 sqft · built 1875
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2021)
Tax Bill	$12,526 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 89.15-2-71`

Property Details

APN / Parcel Number

Primary APN	`554203 89.15-2-71`
Alternative APN	`55420300211 017 007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Total Area
1st Floor Area	630 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	178 ft deep x 25 ft wide
Porch	Covered Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 HAVELL ST
City	OSSINING
State	NY
Zip	10562-3413
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP OF THE YALE ESTATE
Legal Block	2
Legal Lot Number	71.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1001
Census Tract	13600

Owner

12 Havell St, a duplex, is owned and occupied by an individual who bought it in December 2021.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12 HAVELL ST, OSSINING, NY 10562-3413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Deed Document Number	20213273
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0563083563
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 9, 2021
Property Address	12 HAVELL ST, OSSINING, NY 10562-3413
Document Number	0613283273
Instrument Date	Nov 29, 2021
Instrument	613283273
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WINTERBERRY RD, BEACON, NY 12508-2321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 GEDULDIG AVE, BRIDGEPORT, CT 06606-2010

Mortgage

Document Number	0613423243
Date	Dec 9, 2021
Instrument	613423243

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12 Havell St was $12,526, up 84.2% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,526.00 (+84.15%)
2025	$6,802.00	$423,800 (+11.7%) Land $221,000 Building $202,800	$423,800 (+11.7%) Land $221,000 Building $202,800
2024		$379,400 (+7.08%) Land $98,900 Building $280,500	$379,400 (+7.08%) Land $98,900 Building $280,500
2023		$354,300 (+16.7%) Land $98,900 Building $255,400	$354,300 (+16.7%) Land $98,900 Building $255,400
2022		$303,600 Land $98,900 Building $204,700	$303,600 Land $98,900 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Havell St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Havell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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