20 Harmony Ln, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 20 Harmony Ln, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,027 sqft · built 1949
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Tax Bill	$2,826 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171-020-023-7`

Property Details

APN / Parcel Number

Primary APN	`171-020-023-7`
Alternative APN	`171-020-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	358 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	20 HARMONY LN
City	WALNUT CREEK
State	CA
Zip	94597-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LARKEY RANCH SUBN #2 POR LOT 60
Legal Subdivision	LARKEY RANCH SUB
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2019	Affidavit of Death, Mortgage · Conventional Mortgage REDWOOD MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2019
Transfer Doc	0000053053
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076188
Date	May 24, 2019
Instrument	2019-076188

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173707
Date	Aug 18, 2020
Instrument	2020-173707

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2019
Property Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Document Number	0000053053
Instrument Date	Apr 16, 2019
Instrument	53053
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2344 SAN RAMON CA 945837344, SAN RAMON, CA 94583-7344

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2019
Property Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Document Number	0000053054
Instrument Date	Apr 16, 2019
Instrument	53054
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2344 SAN RAMON CA 945837344, SAN RAMON, CA 94583-7344

February 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2019
Property Address	20 HARMONY LN, WALNUT CREEK, CA 94597-2435
Document Number	0000026484
Instrument Date	Feb 11, 2019
Instrument	26484
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 HARMONY LN WALNUT CREEK CA 945972435, WALNUT CREEK, CA 94597-2435

Mortgage

Document Number	26485
Date	Feb 27, 2019
Instrument	26485

Lender

Name	REDWOOD MORTGAGE CORP
Type	Bank
Address	SAN MATEO, CA 94402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$266,050 (+51.31%) Land $33,728 Building $232,322
2025	$2,826.00 (+67.32%)	$175,834 (+126.31%) Land $33,067 Building $142,767
2023	$1,689.00 (+0.84%)	$77,697 Land $31,784 Building $45,913
2022	$1,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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