15 Harmony Ln, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 15 Harmony Ln, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,587 sqft · built 2020
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$2,315,000 (Apr 2024)
Tax Bill	$26,916 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171-020-032-8`

Property Details

APN / Parcel Number

Primary APN	`171-020-032-8`
Alternative APN	`171-020-032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,587 sqft Living Area
1st Floor Area	1,935 sqft
2nd Floor Area	1,652 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 HARMONY LN
City	WALNUT CREEK
State	CA
Zip	94597-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LARKEY RANCH SUBN #2 POR LOT 60
Legal Subdivision	LARKEY RANCH SUB
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	340003

Owner

Source: Contra Costa County assessment roll, APN 171-020-032-8, as of July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 26, 2024	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK
Feb 28, 2020	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LNS
Jul 23, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
May 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	202439299
Prior Transfer Date	May 08, 2019
Prior Transfer Doc	0000067494
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434

Mortgage

Document Number	0000010339
Date	Feb 02, 2026
Instrument	2026- 010339

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 26, 2024
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Document Number	0000039299
Map Reference	VOL 2 PG 49
Instrument Date	Apr 17, 2024
Instrument	2024-039299
Transaction Type	Transfer
Record Updated	May 07, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434

Mortgage

Document Number	0000039300
Date	Apr 26, 2024
Instrument	2024-039300

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2021
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Document Number	0000158826
Map Reference	VOL 2 PG 49
Instrument Date	May 21, 2021
Instrument	2021-158826
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434

Mortgage

Document Number	0000158827
Date	May 28, 2021
Instrument	2021-158827

Lender

Name	SILICON VALLEY BANK
Type	Bank
Address	SANTA CLARA, CA 95054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2020
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Document Number	0000038838
Instrument Date	Feb 26, 2020
Instrument	38838
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$725.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	696 SAN RAMON VALLEY BLVD #416 DANVILLE CA 945264022, 416, DANVILLE, CA 94526-4022

Mortgage

Document Number	38839
Date	Feb 28, 2020
Instrument	38839

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	5230 LAS VIRGENES RD # 105, CALABASAS, CA 91302-3447

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	38840,
Date	Feb 28, 2020
Instrument	38840

Lender

Name	BASS TRUST (PT)
Address	2551 SAN RAMON VALLEY BLVD # 22, SAN RAMON, CA 94583-1614

Agreement

Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2019
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Document Number	0000113770
Instrument Date	Jul 18, 2019
Instrument	113770
Transaction Type	Transfer
Record Updated	Aug 02, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2551 SAN RAMON VALLEY BLVD #220 SAN RAMON CA 945831662, 220, SAN RAMON, CA 94583-1662

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 10, 2019
Property Address	15 HARMONY LN, WALNUT CREEK, CA 94597-2434
Document Number	0000067494
Instrument Date	May 08, 2019
Instrument	67494
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 FAIRWAY CT PITTSBURG CA 945654830, PITTSBURG, CA 94565-4830

Tax Assessment & Valuation

Source: Contra Costa County assessment roll as of July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,100,000 (-11.07%) Land $1,011,448 Building $1,088,552
2025	$26,916.00 (+23.67%)	$2,361,300 (+24.15%) Land $1,137,300 Building $1,224,000
2023	$21,765.00 (-1.98%) Homeowner's exemption	$1,902,000 Land $970,000 Building $932,000
2022	$22,204.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133400031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 460 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST BAY MUD serves 1,468,000 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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