McDowell County property record for 20 Harmony Ln, Nebo, NC 28761
| Property Type | Mobile Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Aug 2019) |
| Tax Bill | $67 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1731-00-93-7585 |
| Primary APN | 1731-00-93-7585 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile/Manufactured |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Account Number | 70573 |
|---|---|
| Street Address | 20 HARMONY LN |
| City | NEBO |
| State | NC |
| Zip | 28761-5513 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LT 34 HARMONY ESTATES S/D.23 AC |
| Legal Subdivision | HARMONY EST |
| Legal Lot Number | 34 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | DYSARTSVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970904 |
20 Harmony Ln, a mobile home, is owned and occupied by an individual who bought it in August 2019.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 HARMONY LN, NEBO, NC 28761-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on File |
| Deed Sale | Aug 21, 2019 · Amount on File |
| Deed Document Number | 0001283480 |
| Deed Book / Page | 1283 / 480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Aug 21, 2019 |
| Property Address | 20 HARMONY LN, NEBO, NC 28761-5513 |
| Document Number | 0012830480 |
| Book / Page | 1283 / 0480 |
| Map Reference | MB 4 PG 369 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019003936 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HARMONY LN, NEBO, NC 28761-5513 |
| Document Number | 2019003937 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2019003937 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2025 property tax bill for 20 Harmony Ln was $67.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 | $10,000 Land $10,000 | |
| 2023 | $65.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Harmony Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Harmony Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyrunner, Verizon.
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