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13 Harmony Ln, Nebo, NC 28761 Property Records

McDowell County property record for 13 Harmony Ln, Nebo, NC 28761

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,344 sqft · built 2006
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2019)
Tax Bill$948 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1731-00-93-7731

Property Details

APN / Parcel Number

Primary APN1731-00-93-7731
Alternative APN
  • 70983

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,344 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number70983
Street Address13 HARMONY LN
CityNEBO
StateNC
Zip28761-5513
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description0.22 AC LT 30 HARMONY ESTATES PB 4/369-370
Legal SubdivisionHARMONY EST
Legal Lot Number30
JurisdictionMCDOWELL NC
Township / Civil DivisionDYSARTSVILLE
Census Block Group1
Census Block1009
Census Tract970904

Owner

Source: McDowell County records · APN 1731-00-93-7731

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13 HARMONY LN, NEBO, NC 28761-5513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 13, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Document Number0000012861
Deed Book / Page1286 / 1
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address13 HARMONY LN, NEBO, NC 28761-5513
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013890258
DateFeb 25, 2022
Book Page1389/258
Instrument2022001136
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMar 01, 2047

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateSep 13, 2019
Property Address13 HARMONY LN, NEBO, NC 28761-5513
Document Number0012860001
Book / Page1286 / 0001
Map ReferenceMB 4 PG 369&370
Instrument DateSep 13, 2019
Instrument2019004409
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 HARMONY LN, NEBO, NC 28761-5513

Mortgage

Document Number2019004410
DateSep 13, 2019
Instrument2019004410
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$948.00 (+3.04%)$139,930 (-) Land $10,000 Building $129,930
2023$920.00$139,930 Land $10,000 Building $129,930$139,930 Land $10,000 Building $129,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Skyrunner, Verizon.

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARMONY ESTATES S/D
private · serves 100 people
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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