20 Harding Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 20 Harding Rd, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2022
Square Footage1,338 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$1,830,000 (2022)
Tax Bill$19,411.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:1380002600000
Alternative APN
  • NEED M:138.0 B:0026 L:0000.0

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Building Area1,338 sqft Living Area
Gross Area3,895 sqft Gross Area
1st Floor1,338 sqft 1st Floor
Basement Area338 sqft Basement
Unfinished Basement398 sqft Unfinished
Game RoomGame Room
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address20 HARDING RD
CityNEEDHAM
StateMA
Zip02492-1522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block26
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup4
Census Block4014
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:1380002600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 HARDING RD, NEEDHAM, MA 02492-1522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
CITIZENS BANK
Jun 21, 2021Quit Claim Arm's Length for NE States, Construction Loan · Building or Construction Mortgage
DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Doc Number202249514
Deed Book / Page40589 / 291
Transfer Doc025489-124
Record RefreshedSep 20, 2026

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionNEEDHAM MA
Recording DateJun 03, 2022
Property Address20 HARDING RD, NEEDHAM, MA 02492-1522
Document Number040589-291
Book / Page40589 / 291
Instrument DateJun 03, 2022
Instrument49514
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20 HARDING RD, NEEDHAM, MA 02492-1522

Mortgage

Document Number0000049515
DateJun 03, 2022
Instrument49515
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 01, 2032
Max Rate At Change2.75%
IndexOther

June 2021: Quit Claim Arm's Length for NE States, Construction Loan

Document TypeQuit Claim Arm's Length for NE States
JurisdictionNEEDHAM MA
Recording DateJun 21, 2021
Property Address20 HARDING RD, NEEDHAM, MA 02492-1522
Document Number0039537-36
Book / Page39537 / 36
Instrument DateJun 21, 2021
Instrument80530
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 CHESTNUT ST, NEEDHAM, MA 02492-2478

Mortgage

Document Number0000080532
DateJun 21, 2021
Instrument80532
Lender
NameDEDHAM INSTITUTION FOR SAVINGS
TypeFunding / Finance Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,411.00 (+8.3%)$1,831,200 (+33.23%) Land $698,300 Building $1,132,900$2,098,075 (+1.42%)
2024$2,068,625
2023$17,923.00$1,374,500 Land $509,800 Building $864,700

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