12 Harding Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 12 Harding Rd, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,144 sqft Living Area
Lot Size8,742 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$725,000 (2016)
Tax Bill$13,265.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:1380002400000
Alternative APN
  • NEED M:138.0 B:0024 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,144 sqft Living Area
Gross Area1,877 sqft Gross Area
1st Floor1,144 sqft 1st Floor
Basement Area900 sqft Basement
Unfinished Basement900 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1999
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,742 sqft (0.201 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address12 HARDING RD
CityNEEDHAM
StateMA
Zip02492-1522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block24
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup4
Census Block4014
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:1380002400000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 HARDING RD, NEEDHAM, MA 02492-1522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
MASS BAY CREDIT UNION
Jun 23, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Prior SaleJun 29, 2011 · Amount on Record
Deed Book / Page34211 / 330
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address12 HARDING RD, NEEDHAM, MA 02492-1522
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040774-117
DateAug 25, 2022
Book Page40774/117
Instrument75797
Lender
NameMASS BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address12 HARDING RD, NEEDHAM, MA 02492-1522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38008-560
DateJun 23, 2020
Book Page38008/560
Instrument59124
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,265.00 (+33.48%)$1,251,400 (+64.2%) Land $708,800 Building $542,600$1,293,995 (+12.01%)
2024$1,155,295
2023$9,938.00$762,100 Land $517,400 Building $244,700

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