20 Hammond St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Hammond St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1900
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Jun 2018)
Tax Bill$4,852 (2025)
Deeds & MortgagesDec 2021 Refinance
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0058 B:0020 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0058 B:0020 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,232 sqft Living Area
Gross Area1,660 sqft
1st Floor Area704 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 HAMMOND ST
CityGLOUCESTER
StateMA
Zip01930-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block20
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1012
Census Tract221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0058 B:0020 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 HAMMOND ST, GLOUCESTER, MA 01930-3825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jun 29, 2018Quit Claim Deed, Transfer
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleSep 12, 2006 · Amount on Record
Deed Book / Page36829 / 511
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address20 HAMMOND ST, GLOUCESTER, MA 01930-3825
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040612-254
DateDec 28, 2021
Book Page40612/254
Instrument20211228001140
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJun 29, 2018
Property Address20 HAMMOND ST, GLOUCESTER, MA 01930-3825
Document Number36829-511
Book / Page36829 / 511
Instrument180629004860
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HAMMOND ST, GLOUCESTER, MA 01930-3825

Mortgage

Document Number368290513
DateJun 29, 2018
Instrument36829/0513
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 29, 2048

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,852.00 (+1.61%)$499,200 (+1.73%) Land $178,200 Building $321,000
2024$4,775.00 (+4.44%)$490,700 (+13.67%) Land $169,700 Building $321,000$644,955
2023$4,572.00$431,700 Land $151,500 Building $280,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies51 units insured
incl. 21 condo units
Nearby Flood Claims7 (1984–2018)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2018 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 555 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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