16 Hammond St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 16 Hammond St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,124 sqft · built 1900
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Feb 2026)
Tax Bill	$6,287 (2026)
Deeds & Mortgages	Jan 2022 Refinance Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0058 B:0018 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0058 B:0018 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	930 sqft
Attic	Attic
Attic Area	682 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 HAMMOND ST
City	GLOUCESTER
State	MA
Zip	01930-3825
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	18
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1012
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK
Feb 26, 2026	Quit Claim Deed, Transfer
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LN FUND INC
Apr 5, 2018	Deed of Trust, Mortgage · Conventional with PMI BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Book / Page	43244 / 132
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	043244-132
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040648-273
Date	Jan 11, 2022
Book Page	40648/273
Instrument	20220111002950

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 26, 2026
Property Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825
Document Number	043244-132
Book / Page	43244 / 132
Instrument Date	Feb 10, 2026
Instrument	2500
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825
Document Number	37537-401
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 HAMMOND ST GLOUCESTER MA 019303825, GLOUCESTER, MA 01930-3825

Mortgage

Document Number	37537-401
Date	May 28, 2019
Book Page	037537/000401
Instrument	1905281000

Lender

Name	LOWELL CMNTY LN FUND INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 HAMMOND ST, GLOUCESTER, MA 01930-3825
Document Number	36639-289
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36639-289
Date	Apr 10, 2018
Book Page	036639/000289
Instrument	1804103480

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,287.00 (+8.32%)	$675,300 (+13.1%) Land $221,400 Building $453,900	$659,111
2025	$5,804.00 (+2.2%)	$597,100 (+2.3%) Land $205,000 Building $392,100
2024	$5,679.00 (-2.47%)	$583,700 (+6.15%) Land $195,200 Building $388,500
2023	$5,823.00	$549,900 Land $174,300 Building $375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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