St. Charles County property record for 20 Hammoch Ct, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,364 sqft · built 1995 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | Company Name on File |
| Last Sale | $231,900 (Mar 1998) |
| Tax Bill | $6,992 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A893000203 |
| Primary APN | A893000203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 5,274 sqft |
| 1st Floor Area | 2,364 sqft |
| Basement Area | 2,338 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 161,172 sqft |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A893000203 |
|---|---|
| Street Address | 20 HAMMOCH CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #8 LOT 11 |
| Legal Subdivision | CALLAWAY VALLEY #8 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
20 Hammoch Ct is owned by a company that acquired it in August 1999.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 HAMMOCH CT, DEFIANCE, MO 63341-1600 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 1998 · Amount on File |
| Deed Sale | Mar 16, 1998 · Amount on File |
| Deed Document Number | 199817566 |
| Deed Book / Page | 2043 / 1714 |
| Last Transfer Date | Aug 18, 1999 |
| Transfer Doc | 0000073206 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20 Hammoch Ct was $6,992.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,788 (-) | $614,670 (-) Land $95,993 Building $518,677 | |
| 2025 | $6,992.00 | $116,788 | $614,670 Land $95,993 Building $518,677 |
| 2023 | $109,894 | ||
| 2022 | $578,396 Land $79,994 Building $498,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Hammoch Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Hammoch Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
5G and 4G LTE (outdoors only)
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