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15 Hammoch Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 15 Hammoch Ct, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,190 sqft · built 1991
Lot Size3.36 acres (146,362 sqft)
Owner2 Individual Names on Record
Last Sale$267,500 (Aug 2001)
Deeds & MortgagesJun 2020 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA893000200

Property Details

APN / Parcel Number

Primary APNA893000200
Alternative APN
  • 3-0072-6371-00-0008.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,190 sqft Living Area
Gross Area3,902 sqft
1st Floor Area1,636 sqft
Basement Area1,636 sqft
Finished Basement1,554 sqft
Unfinished Basement82 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area146,362 sqft
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Pool Area660 sqft
Deck AreaDeck Area
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA893000200
Street Address15 HAMMOCH CT
CityDEFIANCE
StateMO
Zip63341-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY VALLEY #8 LOT 8
Legal SubdivisionCALLAWAY VALLEY #8
Legal Lot Number8
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4005
Census Tract312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 HAMMOCH CT, DEFIANCE, MO 63341-1600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2020Deed of Trust, Mortgage
STIFEL BK&TR
Apr 25, 2017Deed of Trust, Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2001 · Amount on Record
Deed SaleAug 27, 2001 · Amount on Record
Deed Document Number200172506
Deed Book / Page2650 / 1690
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address15 HAMMOCH CT, DEFIANCE, MO 63341-1600
Document Number0073142093
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 HAMMOCH CT DEFIANCE MO 633411600, DEFIANCE, MO 63341-1600

Mortgage

Document Number0073142093
DateJun 8, 2020
Book Page007314/002093
Instrument382030
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address15 HAMMOCH CT, DEFIANCE, MO 63341-1600
Document Number0067371401
Book / Page006737 / 001401
Instrument DateApr 25, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 HAMMOCH CT DEFIANCE MO 633411600, DEFIANCE, MO 63341-1600

Mortgage

Document Number0067371401
DateMay 2, 2017
Book Page006737/001401
Instrument267330
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$84,747 (+4.78%)$446,036 (+4.78%) Land $102,967 Building $343,069
2023$80,884
2022$425,706 Land $85,806 Building $339,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 47% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Brightspeed
Fiber		940 / 940

Cell Coverage

5G and 4G LTE (outdoors only)

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