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20 Granite Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Granite Rd, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,243 sqft · built 1926
Lot Size0.126 acres (5,480 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (May 2014)
Tax Bill$6,002 (2026)
Deeds & MortgagesApr 2022 Transfer
Apr 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:005-E B:0015 L:0015

Property Details

APN / Parcel Number

Primary APNSAUG M:005-E B:0015 L:0015
Alternative APNs
  • M:005=E B:0015 L:0015
  • 8452003

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,243 sqft Living Area
Gross Area2,151 sqft
1st Floor Area743 sqft
Basement Area566 sqft
Unfinished Basement566 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,480 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number8452003
Street Address20 GRANITE RD
CitySAUGUS
StateMA
Zip01906-3756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block15
Legal Lot Number15
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2005
Census Tract208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 GRANITE RD, SAUGUS, MA 01906-3756
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2014 · Amount on Record
Deed SaleMay 15, 2014 · Amount on Record
Prior SaleFeb 1, 2005 · Amount on Record
Deed Book / Page33277 / 412
Last Transfer DateApr 22, 2022
Transfer Doc040885-115
Record UpdatedOct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateApr 22, 2022
Property Address20 GRANITE RD, SAUGUS, MA 01906-3756
Document Number040885-115
Book / Page40885 / 115
Instrument DateApr 22, 2022
Instrument20220422004510
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 GRANITE RD, SAUGUS, MA 01906-3756

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address20 GRANITE RD, SAUGUS, MA 01906-3756
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38405-63
DateApr 8, 2020
Book Page38405/63
Instrument20200408002540
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,002.00 (+2.99%)$576,000 (+5.55%) Land $329,100 Building $245,900$593,410 (+13.37%)
2025$5,828.00 (+4.41%)$545,700 (+4.12%) Land $299,200 Building $246,500$523,450
2024$5,582.00 (+2.78%)$524,100 (+8.67%) Land $282,100 Building $242,000
2023$5,431.00$482,300 Land $247,900 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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