Essex County and Saugus Town property record for 18 Granite Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,578 sqft · built 1912 |
| Lot Size | 0.148 acres (6,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,500 (Aug 2018) |
| Tax Bill | $6,212 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-E B:0015 L:0014 |
| Primary APN | SAUG M:005-E B:0015 L:0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 3,488 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,434 sqft (0.148 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2323009 |
|---|---|
| Street Address | 18 GRANITE RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 15 |
| Legal Lot Number | 14 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208101 |
18 Granite Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 GRANITE RD, SAUGUS, MA 01906-3756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 10, 2018 | Quit Claim Deed, Transfer HOME POINT FINL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Jan 31, 2014 · Amount on File |
| Deed Book / Page | 36930 / 376 |
| Transfer Doc | 036930-376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 18 GRANITE RD, SAUGUS, MA 01906-3756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039621-564 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 39621/564 |
| Instrument | 20210308004750 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 10, 2018 |
| Property Address | 18 GRANITE RD, SAUGUS, MA 01906-3756 |
| Document Number | 36930-376 |
| Book / Page | 36930 / 376 |
| Instrument | 180810003900 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 GRANITE RD, SAUGUS, MA 01906-3756 |
| Document Number | 369300379 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 36930/0379 |
| Name | HOME POINT FINL CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2048 |
The 2026 property tax bill for 18 Granite Rd was $6,212, up 3% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,212.00 (+2.97%) | $596,200 (+5.54%) Land $332,800 Building $263,200 | $641,867 (+10.09%) |
| 2025 | $6,033.00 (+4.23%) | $564,900 (+3.94%) Land $302,500 Building $262,400 | $583,015 |
| 2024 | $5,788.00 (+1.94%) | $543,500 (+7.77%) Land $285,200 Building $258,300 | |
| 2023 | $5,678.00 | $504,300 Land $250,700 Building $253,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Granite Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Granite Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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