20 Graham St, Alpine, NJ 07620 Property Records

Bergen County and Alpine Borough property record for 20 Graham St, Alpine, NJ 07620

Property Summary

Property Type	Single Family Home
Details	6,213 sqft · built 1976
Lot Size	1.55 acres (67,518 sqft)
Owner	Company Name on File
Last Sale	$2,760,000 (Jan 2021)
Tax Bill	$22,250 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-00039-01-00009-14`

Property Details

APN / Parcel Number

Primary APN	`02-00039-01-00009-14`
Alternative APN	`02000390001000090014`

Interior

Stories	2 Stories
Building Area	6,213 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Frame
Construction Type	Frame
Lot Area	67,518 sqft (1.55 acres)

Location & Zoning

Street Address	20 GRAHAM ST
City	ALPINE
State	NJ
Zip	07620-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.550 AC
Legal Subdivision	PALEMIN CORP SEC T
Legal Block	39.01
Legal Lot Number	9.14
Jurisdiction	BERGEN NJ
Township / Civil Division	ALPINE
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

20 Graham St is owned by a company that bought it in January 2021.

Source: Bergen County and Alpine Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 655, ALPINE, NJ 07620-0655
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 22, 2021	Grant Deed, Transfer REALSAFE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Aug 11, 1999 · Amount on File
Deed Document Number	20219866
Deed Book / Page	3926 / 449
Prior Transfer Date	Sep 26, 2002
Prior Transfer Doc	8532000629
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 GRAHAM ST, ALPINE, NJ 07620-1067
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045661147
Date	Feb 2, 2022
Book Page	4566/1147
Instrument	2022015073

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 22, 2021
Property Address	20 GRAHAM ST, ALPINE, NJ 07620-1067
Document Number	0039260449
Book / Page	003926 / 000449
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 GRAHAM ST ALPINE NJ 076201067, ALPINE, NJ 07620-1067

Tax Assessment & Valuation

The 2025 property tax bill for 20 Graham St was $22,250, up 2.3% from the year before.

Source: Bergen County and Alpine Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Alpine Borough
Unified School District	Alpine Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,658,300 (-) Land $1,525,000 Building $1,133,300	$2,658,300 (-) Land $1,525,000 Building $1,133,300
2025	$22,250.00 (+2.33%)	$2,658,300 Land $1,525,000 Building $1,133,300	$2,658,300 Land $1,525,000 Building $1,133,300
2024	$21,744.00
2023		$2,658,300 Land $1,525,000 Building $1,133,300	$2,658,300 Land $1,525,000 Building $1,133,300
2022	$20,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Graham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Graham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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