15 Graham St, Alpine, NJ 07620 Property Records

Bergen County and Alpine Borough property record for 15 Graham St, Alpine, NJ 07620

Property Summary

Property Type	Single Family Home
Details	8,164 sqft · built 2000
Lot Size	2.18 acres (95,091 sqft)
Owner	Individual Name on File
Last Sale	$3,900,000 (Aug 2021)
Tax Bill	$27,840 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00039-01-00013-04`

Property Details

APN / Parcel Number

Primary APN	`02-00039-01-00013-04`
Alternative APN	`02000390001000130004`

Interior

Building Area	8,164 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	95,091 sqft (2.18 acres)

Location & Zoning

Street Address	15 GRAHAM ST
City	ALPINE
State	NJ
Zip	07620-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.183 AC
Legal Block	39.01
Legal Lot Number	13.04
Jurisdiction	BERGEN NJ
Township / Civil Division	ALPINE
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

15 Graham St is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and Alpine Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	15 GRAHAM ST, ALPINE, NJ 07620-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 27, 1997 · Amount on File
Deed Document Number	2021124587
Deed Book / Page	4309 / 764
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 3, 2021
Property Address	15 GRAHAM ST, ALPINE, NJ 07620-1028
Document Number	0043090764
Book / Page	4309 / 764
Instrument Date	Jul 14, 2021
Instrument	2021124587
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BOWNATONES WAY, 9, ENGLEWOOD, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GRAHAM ST, ALPINE, NJ 07620-1028

Mortgage

Document Number	0043090771
Date	Aug 3, 2021
Book Page	4309/771
Instrument	2021124588

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Aug 1, 2031
Change Frequency	Monthly
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Graham St was $27,840, up 2.3% from the year before.

Source: Bergen County and Alpine Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Alpine Borough
Unified School District	Alpine Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,326,200 (-) Land $1,656,000 Building $1,670,200	$3,326,200 (-) Land $1,656,000 Building $1,670,200
2025	$27,840.00 (+2.32%)	$3,326,200 Land $1,656,000 Building $1,670,200	$3,326,200 Land $1,656,000 Building $1,670,200
2024	$27,208.00
2023		$3,326,200 Land $1,656,000 Building $1,670,200	$3,326,200 Land $1,656,000 Building $1,670,200
2022	$25,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Graham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Graham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300