Richland County property record for 20 Gillon Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,045 sqft · built 2019 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,700 (Jun 2019) |
| Tax Bill | $2,176 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-05-04 |
| Primary APN | 28902-05-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Heated Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,443 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01945863 |
|---|---|
| Street Address | 20 GILLON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 49 89.1X128.4X88.5X122.8 #SU WOODCREEK FARM DEVELOPMENT VILLAGE PH 2A(REVISION) |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 49,89 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11407 |
20 Gillon Ln is owned and occupied by an individual who bought it in June 2019.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 GILLON LN, ELGIN, SC 29045-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jun 13, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit FREEDOM MTG |
| Apr 20, 2018 | Warranty Deed, Construction Loan · Line of Credit GEORGIA BKNG |
| Jan 22, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | Apr 20, 2018 · Amount on File |
| Deed Document Number | 201941772 |
| Deed Book / Page | 2401 / 2707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 20 GILLON LN, ELGIN, SC 29045-9595 |
| Document Number | 2556/1265 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 GILLON LN ELGIN SC 290459595, ELGIN, SC 29045-9595 |
| Document Number | 2556/1265 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 002556/001265 |
| Instrument | 65578 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 30, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 13, 2019 |
| Property Address | 20 GILLON LN, ELGIN, SC 29045-9595 |
| Document Number | 2401/2707 |
| Book / Page | 002401 / 002707 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 41772 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.19 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 GILLON LN ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2401/2711 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 002401/002711 |
| Instrument | 41773 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 20, 2018 |
| Property Address | 20 GILLON LN, ELGIN, SC 29045-9595 |
| Document Number | 2296/2139 |
| Book / Page | 002296 / 002139 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 25274 |
| Transaction Type | Construction Loan |
| Record Updated | May 9, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $136.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123 |
| Document Number | 2296/2143 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 002296/002143 |
| Instrument | 25275 |
| Name | GEORGIA BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 19, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 22, 2018 |
| Property Address | 20 GILLON LN, ELGIN, SC 29045-9595 |
| Document Number | 2274/3666 |
| Book / Page | 002274 / 003666 |
| Instrument Date | Jan 1, 2018 |
| Instrument | 3178 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $388.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1712 WOODCREEK FARMS RD ELGIN SC 290458755, ELGIN, SC 29045-8755 |
The 2025 property tax bill for 20 Gillon Ln was $2,176.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,176.00 Homeowner's exemption | $297,500 | $369,900 Land $62,500 Building $307,400 |
| 2023 | $1,797.00 | $10,348 | $258,700 |
| 2021 | $1,897.00 | $10,350 | $258,700 Land $50,000 Building $208,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Gillon Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gillon Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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