16 Gillon Ln, Elgin, SC 29045 Property Records

Richland County property record for 16 Gillon Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,707 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2024)
Tax Bill	$13,493 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28902-05-01`

Property Details

APN / Parcel Number

Primary APN	`28902-05-01`
Alternative APNs	`R28902-05-01` `01739328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,707 sqft Heated Area
Gross Area	4,092 sqft
1st Floor Area	1,765 sqft
Attic	Attic
Attic Area	180 sqft
Basement Area	217 sqft
Finished Basement	217 sqft
Unfinished Basement	217 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01739328
Street Address	16 GILLON LN
City	ELGIN
State	SC
Zip	29045-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 8 44.9X122.4X45X122.5 #SU WOODCREEK FARMS DEVELOPMENT VILLAGE PH 1-A
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	I-A
Legal Lot Number	8,44
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2033
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 GILLON LN, ELGIN, SC 29045-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 29, 2021	Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Feb 11, 2019	Grant Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	202451357
Deed Book / Page	2973 / 148
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Apr 27, 2026
Property Address	16 GILLON LN, ELGIN, SC 29045-9595
Document Number	0000019612
Book / Page	3121 / 529
Instrument Date	Apr 2, 2026
Instrument	202619612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GILLON LN, ELGIN, SC 29045-9595

Mortgage

Document Number	0000019612,
Date	Apr 27, 2026
Book Page	3121/529
Instrument	202619612

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2054

Interest

Rate	6%
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 29, 2021
Property Address	16 GILLON LN, ELGIN, SC 29045-9595
Document Number	0026352660
Book / Page	2635 / 2660
Map Reference	MB 715 PG 898
Instrument Date	Jun 25, 2021
Instrument	2021042006
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 GILLON LN # LAM, LAM, ELGIN, SC 29045-9595

Mortgage

Document Number	2021042007
Date	Jun 29, 2021
Instrument	2021042007

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	16 GILLON LN, ELGIN, SC 29045-9595
Document Number	2447/0275
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GILLON LN ELGIN SC 290459595, ELGIN, SC 29045-9595

Mortgage

Document Number	2447/0275
Date	Nov 19, 2019
Book Page	002447/000275
Instrument	86670

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 11, 2019
Property Address	16 GILLON LN, ELGIN, SC 29045-9595
Document Number	2371/0417
Book / Page	002371 / 000417
Instrument Date	Feb 8, 2019
Instrument	9718
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GILLON LN ELGIN SC 290459595, ELGIN, SC 29045-9595

Mortgage

Document Number	2371/0420
Date	Feb 11, 2019
Book Page	002371/000420
Instrument	9719

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,493.00 (+12.86%)	$13,660 (-96.03%)	$395,000 (-0.23%) Land $50,000 Building $345,000
2024		$343,900 (+2,417.57%)	$395,900 (+15.93%) Land $50,000 Building $345,900
2023	$11,956.00 (+340.04%)	$13,660 (+14.21%)	$341,500 (+14.21%)
2021	$2,717.00	$11,960	$299,000 Land $40,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Gillon Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures