Erie County and Buffalo City property record for 20 Garner Ave, Buffalo, NY 14213
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,376 sqft · built 1877 |
| Lot Size | 0.051 acres (2,228 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $717 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 88.74-3-38.1 |
| Primary APN | 140200 88.74-3-38.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Total Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,188 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,228 sqft (0.051 acres) |
| Lot Dimensions | 82.8 ft deep x 26 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04480425 |
|---|---|
| Street Address | 20 GARNER AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2193 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-2R |
| Legal Subdivision | STEVENS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 38.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 17100 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 NORWOOD AVE, BUFFALO, NY 14222-2367 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Nov 9, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 GARNER AVE, BUFFALO, NY 14213-2193 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 421 NORWOOD AVE, BUFFALO, NY 14222-2367 |
| Document Number | 0140740545 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 14074/545 |
| Instrument | 2022212695 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year T-Bill |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 9, 2022 |
| Property Address | 20 GARNER AVE, BUFFALO, NY 14213-2193 |
| Document Number | 0114103300 |
| Book / Page | 11410 / 3300 |
| Map Reference | LB 264 PG 549 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022212694 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 NORWOOD AVE, BUFFALO, NY 14222-2367 |
| Name | Verified Name |
|---|---|
| Address | 421 NORWOOD AVE, BUFFALO, NY 14222-2367 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717.00 (-63.16%) | ||
| 2025 | $1,946.00 (+26.12%) | $217,000 (+128.42%) Land $16,000 Building $201,000 | $217,000 (+40.48%) Land $16,000 Building $201,000 |
| 2024 | $1,543.00 (+212.98%) | $95,000 (-) Land $5,700 Building $89,300 | $154,472 (+13.82%) Land $9,268 Building $145,204 |
| 2023 | $493.00 | $95,000 Land $5,700 Building $89,300 | $135,714 Land $8,143 Building $127,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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