Otsego County and Oneonta City property record for 20 Gardner Pl, Oneonta, NY 13820
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8,839 sqft · built 1989 |
| Lot Size | 15.1 acres (660,370 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $165,662 (2026) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.19-1-29 |
| Primary APN | 361200 288.19-1-29 |
|---|---|
| Alternative APNs |
|
| Units | 110 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 8,839 sqft Gross Area |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 660,370 sqft (15.1 acres) |
| Porch | Slab |
| Porch Area | 370 sqft |
| Total Buildings | 3 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1477 |
|---|---|
| Street Address | 20 GARDNER PL |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1654 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 92 RIVER RD, SUMMIT, NJ 07901-1443 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2018 |
| Transfer Doc | 0000004181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 7, 2018 |
| Property Address | 20 GARDNER PL, ONEONTA, NY 13820-1654 |
| Document Number | 0000004181 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 4181 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 RIVER RD SUMMIT NJ 079011443, SUMMIT, NJ 07901-1443 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,662.00 (+2.67%) | ||
| 2025 | $161,350.00 | $4,180,000 (-) Land $209,000 Building $3,971,000 | $5,887,324 (+14.08%) Land $294,366 Building $5,592,958 |
| 2023 | $4,180,000 Land $209,000 Building $3,971,000 | $5,160,494 Land $258,025 Building $4,902,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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