16 Gardner Pl, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 16 Gardner Pl, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 996 sqft · built 1925
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Tax Bill$4,515 (2026)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN361200 288.19-1-30

Property Details

APN / Parcel Number

Primary APN361200 288.19-1-30
Alternative APNs
  • 120028801900010300000000
  • 3911 1476

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area684 sqft
Upper Floors Area312 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions124 ft deep x 63 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 1476
Street Address16 GARDNER PL
CityONEONTA
StateNY
Zip13820-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block1
Legal Lot Number30.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1000
Census Tract590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 WILSON ST, 3, MARLBOROUGH, MA 01752-6765
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 29, 2017
Transfer Doc2017004817
Record UpdatedOct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateOct 4, 2017
Property Address16 GARDNER PL, ONEONTA, NY 13820-1906
Document Number0000004817
Instrument DateSep 29, 2017
Instrument4817
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 WILSON ST #3 MARLBOROUGH MA 017526765, 3, MARLBOROUGH, MA 01752-6765

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,515.00 (+2.5%)
2025$4,405.00$116,000 (-) Land $14,800 Building $101,200$163,380 (+14.08%) Land $20,845 Building $142,535
2023$116,000 Land $14,800 Building $101,200$143,210 Land $18,272 Building $124,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2006–2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Gardner Pl

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