Essex County and Newbury Town property record for 12 Fruit St, Byfield, MA 01922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,050 sqft · built 1982 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $415,000 (Oct 2018) |
| Tax Bill | $4,302 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Sep 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0R20 B:0000 L:0026C |
| Primary APN | NEWB M:0R20 B:0000 L:0026C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 3,528 sqft |
| Basement Area | 978 sqft |
| Unfinished Basement | 978 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,108 sqft (2.39 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 12 FRUIT ST |
|---|---|
| City | BYFIELD |
| State | MA |
| Zip | 01922-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Lot Number | 26C |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12 FRUIT ST, BYFIELD, MA 01922-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Sep 24, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Oct 29, 2018 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Prior Sale | Apr 21, 2009 · Amount on Record |
| Deed Book / Page | 37112 / 579 |
| Last Transfer Date | Sep 23, 2025 |
| Transfer Doc | 042964-271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039944-415 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 39944/415 |
| Instrument | 20210603001840 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | Sep 24, 2025 |
| Property Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Document Number | 042964-271 |
| Book / Page | 42964 / 271 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 20250924000180 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37513-481 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 37513/481 |
| Instrument | 20190516002020 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | Oct 29, 2018 |
| Property Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Document Number | 37112-579 |
| Book / Page | 37112 / 579 |
| Instrument | 181029003530 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 371120582 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 37112/0582 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 12 FRUIT ST, NEWBURY, MA 01922-1415 |
| Document Number | 36104-348 |
| Book / Page | 036104 / 000348 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36104-348 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 036104/000348 |
| Instrument | 1708160039 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,302.00 (-0.94%) | $577,500 (+2.12%) Land $275,700 Building $301,800 | $542,830 |
| 2024 | $4,343.00 (-7.3%) | $565,500 (+4.64%) Land $275,700 Building $289,800 | |
| 2023 | $4,685.00 | $540,400 Land $275,700 Building $264,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–2014) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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