20 Forest Ln, Troy, MO 63379 Property Records

Lincoln County property record for 20 Forest Ln, Troy, MO 63379 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1998
Lot Size	3.18 acres (138,521 sqft)
Owner	Company Name on File
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit May 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-002.015`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-002.015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Basement Area	1,965 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,521 sqft (3.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 FOREST LN
City	TROY
State	MO
Zip	63379-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WOODLAND TRAILS
Legal Range	01W
Legal Township	48
Legal Section	08
Legal Subdivision	WOODLAND TRAILS
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records · APN 19-30-08-000-000-002.015

Assessment roll updated June 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	20 FOREST LN, TROY, MO 63379-3817
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
May 02, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Jan 25, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Mar 17, 2011	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Dec 03, 2025	Beneficiary Deed, Transfer
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 18, 2021
Deed Sale	Jun 18, 2021
Deed Document Number	002465/833
Deed Book / Page	2465 / 833
Last Transfer Date	Dec 03, 2025
Transfer Doc	002516/327
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FOREST LN, TROY, MO 63379-3817
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02425/0576
Date	Aug 06, 2018
Book Page	2425/0576
Instrument	2018006967

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 04, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FOREST LN, TROY, MO 63379-3817
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FOREST LN, TROY, MO 63379-3817

Mortgage

Document Number	00002479/8
Date	May 02, 2022
Book Page	2479/8
Instrument	2022004747

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 15, 2037

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FOREST LN, TROY, MO 63379-3817
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02181/0286
Date	Jan 25, 2011
Book Page	2181/0286
Instrument	20110000748

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Feb 01, 2011

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FOREST LN, TROY, MO 63379-3817
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02187/0963
Date	Mar 17, 2011
Book Page	2187/0963
Instrument	20110002197

Lender

Name	FIRST COMMUNITY CU
Address	BROOKFIELD, WI 53005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FOREST LN, TROY, MO 63379-3817
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	NATIONS TITLE AGENCY/MI, NATIONS TITLE AGENCY OF MISS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01779/0980
Date	Aug 12, 2005
Book Page	1779/0980
Instrument	20050010647

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2035

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 03, 2025
Property Address	20 FOREST LN, TROY, MO 63379-3817
Document Number	002516/327
Book / Page	2516 / 327
Map Reference	MB 12 PG 88
Instrument Date	Nov 24, 2025
Instrument	2025009894
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 FOREST LN, TROY, MO 63379-3817

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 18, 2021
Property Address	20 FOREST LN, TROY, MO 63379-3817
Document Number	002465/833
Book / Page	2465 / 833
Map Reference	MB 12 PG 88
Instrument Date	Jun 17, 2021
Instrument	2021008377
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RACHEL CT, TROY, MO 63379-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FOREST LN, TROY, MO 63379-3817

Mortgage

Document Number	2021008378
Date	Jun 18, 2021
Instrument	2021008378

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,882.00 (+7.94%)	$47,158 (+9.45%) Land $6,103 Building $41,055	$248,200 (+9.45%) Land $32,120 Building $216,080
2023	$2,670.00 (+4.5%)	$43,088 Land $4,894 Building $38,194	$226,780 Land $25,760 Building $201,020
2022	$2,555.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 29% of Missouri
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000

May also be available at this address: SysTec Wireless Communications, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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