20 Florida Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 20 Florida Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1947
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2018)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Apr 2018 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`107640-0000`

Property Details

APN / Parcel Number

Primary APN	`107640-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Area	360 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	168 sqft
Deck Area	200 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 FLORIDA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-16 LOPES SUB OF BLK 15 RAVENSWOOD N1/2 OF LOT 9 & LOT 10 OR4525/1155(T/R)
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	LOPES RESUB OF BLOCK 15 RAVENSWOOD
Legal Block	15
Legal Lot Number	9,10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2007
Census Tract	20300

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	201821979
Deed Book / Page	4525 / 1155
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0045251155
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 3, 2018
Property Address	20 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3413
Document Number	0045251155
Book / Page	004525 / 001155
Instrument Date	Mar 30, 2018
Instrument	21979
Transaction Type	Foreclosure
Record Updated	Apr 11, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 FLORIDA AVE ST AUGUSTINE FL 320843413, ST AUGUSTINE, FL 32084-3413

Mortgage

Document Number	45251157
Date	Apr 3, 2018
Book Page	004525/001157
Instrument	21980

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,714 (-10.34%)	$286,400 (+4.93%) Land $105,000 Building $181,400
2025	$4,796.00 (+15.37%)	$272,933 (+27.39%)	$272,933 (+27.39%) Land $105,000 Building $167,933
2024	$4,157.00 (+10.44%)
2023	$3,764.00 (+5.35%)	$214,250 (-2.35%)	$214,250 (-2.35%) Land $73,188 Building $141,062
2022	$3,573.00	$219,404	$219,404 Land $72,032 Building $147,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20