St. Johns County property record for 16 Florida Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,751 sqft · built 1947 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $32,200 (Sep 2005) |
| Tax Bill | $930 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 107630-0000 |
| Primary APN | 107630-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,751 sqft Living Area |
| Gross Area | 1,879 sqft |
| 1st Floor Area | 1,751 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 72 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 148 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16 FLORIDA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-16 LOPES SUB OF BLK 15 RAVENSWOOD LOT 8 & S1/2 LOT 9 OR1461/1552 & 2538/1264(Q/C) & 5730/1036(L/E) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | LOPES RESUB OF BLOCK 15 RAVENSWOOD |
| Legal Block | 15 |
| Legal Lot Number | 8,9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20300 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2005 · Amount on Record |
| Deed Sale | Sep 19, 2005 · Amount on Record |
| Deed Document Number | 200577058 |
| Deed Book / Page | 2538 / 1264 |
| Prior Transfer Date | Sep 6, 2005 |
| Prior Transfer Doc | 0025381264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 16 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16 FLORIDA AVE, ST AUGUSTINE, FL 32084-3413 |
| Document Number | 0052460771 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 5246/771 |
| Instrument | 2021045714 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 28, 2023 |
| Property Address | 16 FLORIDA AVE, SAINT AUGUSTINE, FL 32084-3413 |
| Document Number | 0057301036 |
| Book / Page | 5730 / 1036 |
| Map Reference | MB 6 PG 16 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023022898 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 FLORIDA AVE, ST AUGUSTINE, FL 32084-3413 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16 FLORIDA AVE, ST AUGUSTINE, FL 32084-3413 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,983 (+2.7%) | $319,453 (+5.88%) Land $105,000 Building $214,453 | |
| 2025 | $930.00 (+10.45%) Homeowner's exemption Widower's exemption | $87,617 (+5.99%) | $301,717 (+25.21%) Land $105,000 Building $196,717 |
| 2024 | $842.00 (+4.86%) | ||
| 2023 | $803.00 (-4.4%) Homeowner's exemption Widower's exemption | $82,668 (+3%) | $240,964 (-0.98%) Land $73,188 Building $167,776 |
| 2022 | $840.00 Homeowner's exemption | $80,260 | $243,338 Land $72,032 Building $171,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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