20 Fire Oak Ct, Troy, MO 63379 Property Records

Lincoln County property record for 20 Fire Oak Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 2002
Lot Size	0.597 acres (26,005 sqft)
Owner	Individual Name on Record
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-011-030.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-011-030.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,005 sqft (0.597 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 FIRE OAK CT
City	TROY
State	MO
Zip	63379-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 OAK FOREST PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	OAK FOREST
Legal Lot Number	30
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FIRE OAK CT, TROY, MO 63379-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Apr 26, 2022	Warranty Deed, Transfer NOT AVAILABLE, TCLTS
Apr 26, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2011
Deed Sale	Nov 9, 2011
Prior Sale	Oct 12, 2011 · Amount on Record
Deed Document Number	20119310
Deed Book / Page	2220 / 115
Prior Transfer Date	Nov 8, 2011
Prior Transfer Doc	0000009309
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 FIRE OAK CT, TROY, MO 63379-5200
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FIRE OAK CT, TROY, MO 63379-5200

Mortgage

Document Number	002482/750
Date	Aug 17, 2022
Book Page	2482/750
Instrument	2022008512

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 26, 2022
Property Address	20 FIRE OAK CT, TROY, MO 63379-5200
Document Number	002478/711
Book / Page	2478 / 711
Map Reference	MB 13 PG 41
Instrument Date	Apr 26, 2022
Instrument	2022004449
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	NOT AVAILABLE, TCLTS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FIRE OAK CT, TROY, MO 63379-5200

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Apr 26, 2022
Property Address	20 FIRE OAK CT, TROY, MO 63379-5200
Document Number	002478/709
Book / Page	2478 / 709
Map Reference	MB 13 PG 41
Instrument Date	Apr 26, 2022
Instrument	2022004447
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,053 (-) Land $4,986 Building $31,067
2025	$2,135.00 (+3.14%)	$36,053 (+10.77%) Land $4,986 Building $31,067	$189,750 (+10.77%) Land $26,240 Building $163,510
2023	$2,070.00 (+4.81%)	$32,547 Land $3,878 Building $28,669	$171,300 Land $20,410 Building $150,890
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

Nearby Properties on Fire Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures