11 Fire Oak Ct, Troy, MO 63379 Property Records

Lincoln County property record for 11 Fire Oak Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,766 sqft · built 2002
Lot Size	0.423 acres (18,426 sqft)
Owner	Individual Name on Record
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Aug 2015 Mortgage Aug 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-011-032.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-011-032.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Basement Area	1,766 sqft
Unfinished Basement	1,766 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,426 sqft (0.423 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 FIRE OAK CT
City	TROY
State	MO
Zip	63379-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 OAK FOREST PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	OAK FOREST
Legal Lot Number	32
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

Source: Lincoln County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 FIRE OAK CT, TROY, MO 63379-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2015	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 25, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 22, 2012	Deed of Trust, Mortgage · Reverse Mortgage GERSHMAN INVESTMENT CORP
Feb 29, 2012	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Dec 8, 2020	Beneficiary Deed, Transfer
Jun 26, 2020	Affidavit, Transfer · Conventional Mortgage THOMPSON KANE & CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020
Deed Sale	Dec 8, 2020
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	202014505
Deed Book / Page	2456 / 422
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	002448/681
Record Updated	Sep 20, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02390/0847
Date	Aug 10, 2015
Book Page	2390/0847
Instrument	2015006455

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02402/0219
Date	Aug 25, 2016
Book Page	2402/0219
Instrument	2016007230

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2031

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02253/0385
Date	Jun 22, 2012
Book Page	2253/0385
Instrument	20120005709

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	966 Months
Due	Dec 15, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2012
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	12.9%

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02235/0201
Date	Feb 29, 2012
Book Page	2235/0201
Instrument	20120001735

Lender

Name	BANK OF OLD MONROE
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 8, 2020
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Document Number	002456/422
Book / Page	2456 / 422
Map Reference	MB 13 PG 41
Instrument Date	Dec 1, 2020
Instrument	2020014505
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FIRE OAK CT, TROY, MO 63379-5200

June 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LINCOLN MO
Recording Date	Jun 26, 2020
Property Address	11 FIRE OAK CT, TROY, MO 63379-5200
Document Number	002448/681
Book / Page	2448 / 681
Map Reference	MB 13 PG 41
Instrument Date	Jun 12, 2020
Instrument	2020006717
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006718
Date	Jun 26, 2020
Instrument	2020006718

Lender

Name	THOMPSON KANE & CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00 (+2.96%)	$45,053 (+1%) Land $4,953 Building $40,100	$237,120 (+1%) Land $26,070 Building $211,050
2023	$2,605.00 (+4.96%)	$40,956 (+5.47%) Land $3,802 Building $37,155	$215,560 (+5.47%) Land $20,010 Building $195,550
2022	$2,482.00	$38,832 Land $3,802 Building $35,030
2021			$204,380 Land $20,010 Building $184,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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