Forrest County property record for 20 Ferncrest Loop, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,660 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2017) |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-021C-30-038.00 |
| Primary APN | 3-021C-30-038.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35689 |
|---|---|
| Street Address | 20 FERNCREST LOOP |
| City | PETAL |
| State | MS |
| Zip | 39465-4072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 OF NORTH RIDGE SUB PHASE 111 |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIDGE PHASE III |
| Legal Phase | 111 |
| Legal Lot Number | 21 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10104 |
Source: Forrest County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2017 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Oct 26, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on Record |
| Deed Sale | Oct 26, 2017 · Amount on Record |
| Prior Sale | Apr 30, 2015 |
| Deed Document Number | 0001265177 |
| Deed Book / Page | 1265 / 177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 20 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2148/217 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 2148/217 |
| Instrument | 767613 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Oct 26, 2017 |
| Property Address | 20 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 1265/177 |
| Book / Page | 1265 / 177 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 767612 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1223, LAUREL, MS 39441-1223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 FERNCREST LOOP, PETAL, MS 39465-4072 |
Source: Forrest County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 (+5.15%) Homeowner's exemption Senior Citizen's exemption | $13,834 (-88.59%) | $138,340 (+14.1%) Land $18,000 Building $120,340 |
| 2023 | $776.00 Homeowner's exemption Senior Citizen's exemption | $121,240 (+9%) | $121,240 (-) Land $18,000 Building $103,240 |
| 2022 | $12,124 | $121,240 Land $18,000 Building $103,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 85% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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