Westerly Town property record for 20 Evergreen Ln, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,094 sqft · built 1998 |
| Lot Size | 0.519 acres (22,614 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,420 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:115 B:20 |
| Primary APN | WEST M:115 B:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 5,057 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,614 sqft (0.519 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 22021010 |
|---|---|
| Street Address | 20 EVERGREEN LN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 GLEN RAIN RD, DAYVILLE, CT 06241-1853 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 30, 2022 | Warranty Deed, Transfer |
| May 5, 2021 | Warranty Deed, Transfer |
| May 5, 2021 | Deed, Transfer |
| May 5, 2021 | Warranty Deed, Transfer |
| Jul 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2021 |
| Transfer Doc | 2021-12428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2025-11926 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 2025/11926 |
| Instrument | 2025-2840 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2022 |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2022-12066 |
| Book / Page | 2022 / 12066 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022-2851 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 5, 2021 |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2021-12428 |
| Book / Page | 2021 / 12428 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021-2692 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 5, 2021 |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2021-12422 |
| Book / Page | 2021 / 12422 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-2690 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 5, 2021 |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2021-12425 |
| Book / Page | 2021 / 12425 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-2691 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 10, 2020 |
| Property Address | 20 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2020-3342 |
| Book / Page | 002020 / 013342 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 3077 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 20 EVERGREEN LN WESTERLY RI 028914902, WESTERLY, RI 02891-4902 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,420.00 (-5.33%) | $621,600 (+28.09%) Land $204,100 Building $417,500 | $702,389 |
| 2023 | $4,669.00 (+0.65%) | $485,300 (-) Land $138,700 Building $346,600 | |
| 2022 | $4,639.00 | $485,300 Land $138,700 Building $346,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHADY HARBOR FIRE DISTRICT private · serves 300 people · EPA ID RI1559513 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | WESTERLY WATER DEPARTMENT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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