Westerly Town property record for 14 Evergreen Ln, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 1999 |
| Lot Size | 0.469 acres (20,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Mar 2026) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:115 B:17 |
| Primary APN | WEST M:115 B:17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,860 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,436 sqft (0.469 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3369450 |
|---|---|
| Street Address | 14 EVERGREEN LN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50902 |
14 Evergreen Ln is owned and occupied by two individuals who bought it in March 2026.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 27, 2026 | Deed, Transfer · Conventional Mortgage GUILS MTG COMPANY LLC |
| Dec 18, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on File |
| Deed Sale | Mar 27, 2026 · Amount on File |
| Prior Sale | May 16, 2012 · Amount on File |
| Deed Document Number | 2026936 |
| Deed Book / Page | 2026 / 4089 |
| Prior Transfer Date | Nov 18, 2023 |
| Prior Transfer Doc | 2023-16785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 9, 2026 |
| Property Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 02026-4777 |
| Book / Page | 2026 / 4777 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20261075 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 0000001075, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 2026/4777 |
| Instrument | 20261075 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 27, 2026 |
| Property Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 02026-4089 |
| Book / Page | 2026 / 4089 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026-936 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 0002026938 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-938 |
| Name | GUILS MTG COMPANY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 02026-4777 |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 2026/4777 |
| Instrument | 2026-1075 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 18, 2023 |
| Property Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
| Document Number | 2023-16785 |
| Book / Page | 2023 / 16785 |
| Instrument Date | Nov 18, 2023 |
| Instrument | 2023-4190 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 EVERGREEN LN, WESTERLY, RI 02891-4902 |
The 2025 property tax bill for 14 Evergreen Ln was $3,992.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 | $561,400 Land $194,900 Building $366,500 | $746,141 |
| 2023 | $4,099.00 (+0.61%) | $426,100 (-) Land $139,300 Building $286,800 | |
| 2022 | $4,074.00 | $426,100 Land $139,300 Building $286,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Evergreen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Evergreen Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHADY HARBOR FIRE DISTRICT private · serves 300 people · EPA ID RI1559513 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | WESTERLY WATER DEPARTMENT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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