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20 Emerald Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 20 Emerald Dr, Buffalo, NY 14224 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1955
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Aug 2022)
Tax Bill$2,352 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN21-439-170

Property Details

APN / Parcel Number

Primary APN21-439-170
Alternative APNs
  • 68001431100004005000
  • 146800 143.11-4-5

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions131 ft deep x 60 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21-439-170
Street Address20 EMERALD DR
CityBUFFALO
StateNY
Zip14224-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC-1862 SL-22 (FL-168) GREEN MEADOW'S S/D 60 X 131.76
Legal SubdivisionTHE EBENEZER LANDS
Legal Block4
Legal Lot Number5.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1004
Census Tract12002

Owner

Source: Erie County and West Seneca Town records · APN 21-439-170

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 ABBOTT RD, BUFFALO, NY 14220-2018
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Aug 30, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleJun 09, 2006 · Amount on Record
Deed Document Number2022164731
Deed Book / Page11406 / 9568
Prior Transfer DateOct 03, 2005
Prior Transfer Doc0000061279
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address20 EMERALD DR, BUFFALO, NY 14224-3404
Transaction TypeMortgage
Record UpdatedMar 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 EMERALD DR, WEST SENECA, NY 14224-3404

Mortgage

Document Number0141186176
DateFeb 15, 2024
Book Page14118/6176
Instrument2024026269
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term288 Months
DueFeb 06, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionERIE NY
Recording DateAug 30, 2022
Property Address20 EMERALD DR, BUFFALO, NY 14224-3404
Document Number0114069568
Book / Page11406 / 9568
Instrument DateAug 26, 2022
Instrument2022164731
Transaction TypeTransfer
Record UpdatedNov 04, 2022

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 EMERALD DR, 20, WEST SENECA, NY 14224-3404

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 ABBOTT RD, BUFFALO, NY 14220-2018

Tax Assessment & Valuation

Source: Erie County and West Seneca Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,352.00 (-46.4%)$45,300 (-) Land $7,800 Building $37,500$188,800 (+4.19%) Land $32,509 Building $156,291
2024$4,388.00 (+21.15%)$45,300 (-) Land $7,800 Building $37,500$181,200 (+4%) Land $31,200 Building $150,000
2023$45,300 Land $7,800 Building $37,500$174,231 Land $30,000 Building $144,231
2019$3,622.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290120021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims28 (1979–2004)
Claims Outside the SFHA3 of 28
Most Recent ClaimSep 2004, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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