20 Eldridge Ter, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 20 Eldridge Ter, Dracut, MA 01826 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Colonial
Year Built	Built 1977
Square Footage	1,704 sqft Living Area
Lot Size	27,150 sqft (0.623 acres)
Occupancy	Owner Occupied
Tax Bill	$5,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`DRAC M:42 L:17`
Alternative APNs	`M:0042 B:0000 L:0017` `355923`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,704 sqft Living Area
Gross Area	2,784 sqft Gross Area
1st Floor	888 sqft 1st Floor
Basement Area	888 sqft Basement
Unfinished Basement	888 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	27,150 sqft (0.623 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	355923
Street Address	20 ELDRIDGE TER
City	DRACUT
State	MA
Zip	01826-4308
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	17
Jurisdiction	DRACUT MA
Minor Civil Division	DRACUT
Census Blockgroup	3
Census Block	3019
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:42 L:17

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 ELDRIDGE TER, DRACUT, MA 01826-4308
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Dec 07, 2018
Property Address	20 ELDRIDGE TER, DRACUT, MA 01826-4308
Document Number	32625-25
Book / Page	32625 / 25
Instrument Date	Dec 03, 2018
Instrument	53397
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ELDRIDGE TER, DRACUT, MA 01826-4308

Mortgage

Document Number	32625-29
Date	Dec 07, 2018
Book Page	32625/29
Instrument	53398

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,534.00 (+3.65%)	$546,800 (+7.03%) Land $236,900 Building $309,900	$661,675 (+0.58%)
2024	$5,339.00 (+3.39%)	$510,900 (+14.58%) Land $225,600 Building $285,300	$657,875
2023	$5,164.00	$445,900 Land $196,100 Building $249,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low 32nd percentile nationally · 98th in Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.