Middlesex County and Dracut Town property record for 12 Eldridge Ter, Dracut, MA 01826 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 20,250 sqft (0.465 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,500 (2017) |
| Tax Bill | $5,247.00 (2025) |
| Primary APN | DRAC M:42 L:18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,740 sqft Gross Area |
| 1st Floor | 816 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Unfinished Basement | 816 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,250 sqft (0.465 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 124909 |
|---|---|
| Street Address | 12 ELDRIDGE TER |
| City | DRACUT |
| State | MA |
| Zip | 01826-4308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 18 |
| Jurisdiction | DRACUT MA |
| Minor Civil Division | DRACUT |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 314101 |
Source: Middlesex County and Dracut Town records · APN DRAC M:42 L:18
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 ELDRIDGE TER, DRACUT, MA 01826-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HARBORONE MORTGAGE |
| May 30, 2017 | Quit Claim Arm's Length for NE States, Transfer MERRIMACK MTG CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Deed Book / Page | 31155 / 77 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 12 ELDRIDGE TER, DRACUT, MA 01826-4308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036133-112 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 36133/112 |
| Instrument | 48119 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | May 30, 2017 |
| Property Address | 12 ELDRIDGE TER, DRACUT, MA 01826-4308 |
| Document Number | 31155-77 |
| Book / Page | 31155 / 77 |
| Instrument | 21893 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.46 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ELDRIDGE TER, DRACUT, MA 01826-4308 |
| Document Number | 311550080 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 31155/0080 |
| Name | MERRIMACK MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,247.00 (+1.53%) | $518,500 (+4.85%) Land $227,200 Building $291,300 | $587,480 (+1.53%) |
| 2024 | $5,168.00 (+3.26%) | $494,500 (+14.41%) Land $216,400 Building $278,100 | $578,645 |
| 2023 | $5,005.00 | $432,200 Land $188,200 Building $244,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 98% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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