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20 Edgecliff Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 20 Edgecliff Rd, Montclair, NJ 07043 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3,340 sqft · built 1931
Lot Size0.707 acres (30,788 sqft)
Owner2 Company Names on File
Last Sale$1,660,000 (Aug 2022)
Tax Bill$39,639 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00701-0000-00016

Property Details

APN / Parcel Number

Primary APN13-00701-0000-00016
Alternative APN
  • 130070100016

Interior

Stories2 Stories
Building Area3,340 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialBrick
Construction TypeBrick
Lot Area30,788 sqft (0.707 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130070100016
Street Address20 EDGECLIFF RD
CityMONTCLAIR
StateNJ
Zip07043-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30790SF
Legal Block701
Legal Lot Number16
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3012
Census Tract16100

Owner

Source: Essex County and Montclair Township records · APN 13-00701-0000-00016

Assessment roll updated July 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed, Transfer · Conventional Mortgage
PINNACLE MORTGAGE INC
Mar 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Document Number202277209
Last Transfer DateJan 10, 2025
Transfer Doc0000013645
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 19, 2022
Property Address20 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112
Document Number0000077209
Instrument DateAug 17, 2022
Instrument2022077209
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,238.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address56 OCONNOR CIR, 56, WEST ORANGE, NJ 07052-3671

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112

Mortgage

Document Number0000077210
DateAug 19, 2022
Instrument2022077210
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate9.25%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address20 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112
Document Number0000034935
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 EDGECLIFF RD MONTCLAIR NJ 070431112, MONTCLAIR, NJ 07043-1112

Mortgage

Document Number0000034935
DateApr 16, 2019
Instrument34935
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,127,400 (-) Land $421,600 Building $705,800$1,127,400 (-) Land $421,600 Building $705,800
2025$39,639.00 (+3.32%)$1,127,400 (-) Land $421,600 Building $705,800$1,127,400 (-) Land $421,600 Building $705,800
2024$38,365.00 (+5.32%)
2023$1,127,400 Land $421,600 Building $705,800$1,127,400 Land $421,600 Building $705,800
2022$36,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130161003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1999–2022)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2022, river or lake flooding
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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