Essex County and Montclair Township property record for 16 Edgecliff Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,245 sqft · built 1929 |
| Lot Size | 0.412 acres (17,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Feb 1997) |
| Tax Bill | $25,776 (2025) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00701-0000-00014 |
| Primary APN | 13-00701-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,245 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 17,951 sqft (0.412 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130070100014 |
|---|---|
| Street Address | 16 EDGECLIFF RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 17953SF |
| Legal Block | 701 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 16100 |
16 Edgecliff Rd is owned and occupied by two individuals who bought it in February 1997.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1997 · Amount on File |
| Deed Sale | Feb 3, 1997 · Amount on File |
| Prior Sale | Feb 21, 1995 · Amount on File |
| Deed Book / Page | 5459 / 876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 16 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112 |
| Document Number | 0000002666 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024002666 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 983 Months |
| Due | Dec 5, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 16 EDGECLIFF RD, MONTCLAIR, NJ 07043-1112 |
| Document Number | 0000100348 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 16 EDGECLIFF RD MONTCLAIR NJ 070431112, MONTCLAIR, NJ 07043-1112 |
| Document Number | 0000100348 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 100348 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16 Edgecliff Rd was $25,776, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $733,100 (-) Land $389,800 Building $343,300 | $733,100 (-) Land $389,800 Building $343,300 | |
| 2025 | $25,776.00 (+3.32%) | $733,100 Land $389,800 Building $343,300 | $733,100 Land $389,800 Building $343,300 |
| 2024 | $24,947.00 | ||
| 2023 | $733,100 Land $389,800 Building $343,300 | $733,100 Land $389,800 Building $343,300 | |
| 2022 | $24,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Edgecliff Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1999–2022) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Edgecliff Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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