20 E Ridgecrest Rd, Phoenix, AZ 85086 Property Records

Maricopa County property record for 20 E Ridgecrest Rd, Phoenix, AZ 85086

Property Summary

Property Type	Rural Home
Details	5 ba · 2,793 sqft · built 2018
Lot Size	0.999 acres (43,551 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-73-034L`

Property Details

APN / Parcel Number

Primary APN	`211-73-034L`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,793 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	2,793 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	43,551 sqft (0.999 acres)
Parking Spaces	8 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	20 E RIDGECREST RD
City	PHOENIX
State	AZ
Zip	85086-7925
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	S 263.13F OF E2 W2 NW4 NW4 SE4 SEC 20 P/F 17-0318592
Legal Range	03E
Legal Township	06N
Legal Section	20
Legal Quarter	SE
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4019
Census Tract	610500

Owner

Source: Maricopa County records · APN 211-73-034L

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18065 W BANFF LN, SURPRISE, AZ 85388-7650
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2018
Deed Sale	May 10, 2018
Deed Document Number	20180356886
Prior Transfer Date	May 02, 2017
Prior Transfer Doc	2017-0318592
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20 E RIDGECREST RD, PHOENIX, AZ 85086-7925
Transaction Type	Mortgage
Record Updated	Mar 05, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E RIDGECREST RD, PHOENIX, AZ 85086-7925

Mortgage

Document Number	0000379997
Date	Apr 05, 2021
Instrument	20210379997

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20 E RIDGECREST RD, PHOENIX, AZ 85086-7925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE SERVICE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E RIDGECREST RD, PHOENIX, AZ 85086-7925

Mortgage

Document Number	0000859295
Date	Nov 20, 2018
Instrument	20180859295

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20 E RIDGECREST RD, PHOENIX, AZ 85086-7925
Document Number	0001049211
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 06, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 E RIDGECREST RD PHOENIX AZ 850867925, PHOENIX, AZ 85086-7925

Mortgage

Document Number	0001049211
Date	Dec 27, 2019
Instrument	1049211

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,180 (+0.52%)	$981,800 (+0.52%) Land $196,300 Building $785,500
2025	$5,049.00 (+6.93%)
2024		$97,670	$976,700 Land $195,300 Building $781,400
2023	$4,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2014–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband OpCo Fixed Wireless · not low latency	1,000 / 100
KGT Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Lumen Technologies DSL	100 / 10

May also be available: Cox Communications.

Based on FCC filings for 116 locations within half a mile of this property.

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