132 E Ridgecrest Rd, Phoenix, AZ 85086 Property Records

Maricopa County property record for 132 E Ridgecrest Rd, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,816 sqft · built 1996
Lot Size	1.25 acres (54,779 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Oct 2018)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2023 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`211-73-053-B`

Property Details

APN / Parcel Number

Primary APN	`211-73-053-B`
Alternative APN	`21173053B8`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,816 sqft Living Area
Gross Area	4,165 sqft
1st Floor Area	2,808 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	54,779 sqft (1.25 acres)
Parking Spaces	2 Parking Spaces
Pool Area	860 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	132 E RIDGECREST RD
City	PHOENIX
State	AZ
Zip	85086-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	E2 SW4 OF NE4 NW4 SE4 SEC 20
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4019
Census Tract	610500

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Mar 16, 2023	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 9, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Jul 8, 2013
Deed Document Number	2018812537
Last Transfer Date	Mar 16, 2023
Transfer Doc	0000132576
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0000899365
Date	Aug 19, 2021
Instrument	20210899365

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2023
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Document Number	0000132576
Instrument Date	Mar 2, 2023
Instrument	20230132576
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0001004797
Date	Oct 20, 2020
Instrument	20201004797

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Document Number	0000777360
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	132 E RIDGECREST RD PHOENIX AZ 850867904, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0000777360
Date	Oct 1, 2019
Instrument	777360

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Document Number	0000156259
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 E RIDGECREST RD PHOENIX AZ 850867904, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0000156259
Date	Mar 7, 2019
Instrument	156259

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2018
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Document Number	0000812537
Instrument Date	Oct 29, 2018
Instrument	20180812537
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 E RIDGECREST RD, 132, PHOENIX, AZ 85086-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0000812538
Date	Oct 31, 2018
Instrument	20180812538

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	132 E RIDGECREST RD, PHOENIX, AZ 85086-7904
Document Number	0000595729
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E RIDGECREST RD PHOENIX AZ 850867904, PHOENIX, AZ 85086-7904

Mortgage

Document Number	0000595729
Date	Aug 7, 2018
Instrument	595729

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,680 (+56.64%)	$906,800 (+8.77%) Land $181,300 Building $725,500
2025	$6,332.00 (+7.61%)	$57,890 (-35.22%)	$833,700 (-6.71%) Land $166,700 Building $667,000
2024		$89,370	$893,700 Land $178,700 Building $715,000
2023	$5,884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2014–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Cox Communications.

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